With real-time Naira-to-Rand transfers, virtual dollar cards, and broad financial utility, Spendin is tackling Africa’s fragmented payment challenges head-on.
In a continent where borders are political but financial systems remain fragmented, seamless cross-border transactions are a luxury many still can’t afford.
But Neona Technologies is on a mission to change that narrative, one Africa-focused solution at a time.
Their latest product, the Spendin App, is making major strides in addressing long-standing payment issues between Nigeria and South Africa, two economic giants on the continent where remittance, commerce, and individual financial needs often hit systemic roadblocks.
“Spendin is a reflection of our broader vision: financial systems that move as fast as Africans do, with solutions created by people who understand the context,” adds Timilehin Kayode, Co-Founder and CEO at Neona Technologies.
Now available on both the App Store and Play Store, Spendin enables users to instantly send Naira to any bank account in South Africa, ensuring instant reflection and competitive FX rates, an invaluable lifeline for migrants, traders, freelancers, and families.
Spendin also provides users with virtual dollar cards, allowing Africans to bypass restrictive banking policies and access global digital marketplaces, streaming platforms, and e-commerce sites without disruption.
But Spendin doesn’t just look outward. Users in South Africa and Nigeria can also make payments directly into Nigerian bank accounts, enabling bilateral transactions and smoother financial interaction between both nations.
At its core, Spendin is a direct response to the deeply rooted issues in African financial systems currency inaccessibility, FX restrictions, and payment delays especially for intra-African transactions.
Neona Technologies has long positioned itself as a cross-border financial infrastructure builder for Africa, and Spendin is only one of several tools in its growing suite.
From liquidity provisioning to remittance optimization, the company continues to develop services built around African realities and user behavior, not foreign templates.
“We weren’t just building another fintech app. We were solving for the daily financial friction faced by Nigerians in South Africa and vice versa,” says Heritage Falodun, Co-Founder and Product Lead at Neona Technologies.
As intra-African trade and migration increase, platforms like Spendin will be critical in ensuring that payments don’t become bottlenecks to progress.Explore more at www.spendin.co or download the app via App Store or Play Store.
