If you’re still keeping your money in a piggy bank, it’s time to wake up!

Africans are moving smart, building wealth, one click at a time, with these hot investment apps.

Here’s what everyone is talking about right now:

— PiggyVest. This app is like that friend who always knows a great deal. From fixed income to real estate and even farming investments, PiggyVest helps you grow your money. Imagine earning up to 35% a year, starting from just ₦5,000. All you need is the app and the guts to start.

How to start: Download the PiggyVest app, create an account, fund your wallet, and choose an investment plan.

— Risevest. If you dream of investing in U.S. dollars and watching your money dance across the global stage, Risevest makes it easy. With just $10, you can start growing wealth in U.S. stocks, real estate, and fixed income, with returns floating between 8% and 15%.

How to start: Download Risevest, sign up, verify your identity, fund your wallet in naira or dollars, and start investing.

— Bamboo. Want to own a piece of Apple or Tesla without leaving Nigeria? Bamboo lets you invest in over 3,000 U.S. and Nigerian stocks. You can even buy a slice of a stock for as little as $2! The returns? Well, they say fortune favors the bold.

How to start: Download the Bamboo app, complete your registration, fund your account, and buy your first stock.

— Cowrywise. This app makes saving and investing feel like a fun habit. Whether it’s mutual funds or fixed deposits, they make your money work overtime. Some users report annual returns of nearly 23%! And starting from just ₦1,000? No excuses.

How to start: Download Cowrywise, register, set your savings or investment plan, and start with as little as ₦1,000.

— Chaka. This app opens the doors to global markets. U.S., China, Nigeria, you name it. With $10 in your account, you could be investing in companies that are changing the world. Who says Wall Street is far away?

How to start: Download the Chaka app, complete your profile, fund your wallet, and explore global investment opportunities.

— I-Invest, perfect for those who love steady growth. If treasury bills and fixed-income securities are your thing, this app makes it super simple. Start with ₦100,000 and watch your money grow at safe and predictable rates.

How to start: Download the I-Invest app, sign up, link your BVN, fund your wallet, and choose from available fixed-income securities.

— Trove. Whether you’re new to investing or a seasoned pro, Trove gives you access to thousands of stocks, bonds, and ETFs from both Nigeria and the U.S. You can start with just ₦1,000 and invest like a big shot.

How to start: Download Trove, create your account, verify your identity, fund your wallet, and begin investing.

— Kuda Bank. Kuda isn’t just a bank, it’s your digital money buddy. With automated savings and spending insights, they help you save smart and earn up to 15% interest per year, all with zero stress.

How to start: Download the Kuda app, open an account, activate automated savings, and watch your money grow.

— SumoTrust. This platform is all about building a habit of saving and investing. You can start with just ₦100 and enjoy up to 10% annual interest. They make money management feel like second nature.

How to start: Sign up on SumoTrust, create a savings plan, fund your account, and enjoy automated savings.

— Digikolo. This new kid on the block is making waves with automated savings plans and juicy interest rates of up to 13.5% per year. Just ₦500 can get you started!

How to start: Download the Digikolo app, register, set up your savings or investment plan, and start with as little as ₦500.

In 2025, wealth isn’t just for the rich. It’s for everyone who’s willing to start, stay consistent, and take advantage of these digital money machines.

So, are you going to just read, or will you make your money hustle for you?