Agricultural insurance tech uses digital tools like satellite data, mobile apps, and AI to protect farmers from risks such as drought, crop failure, or livestock loss. These companies make insurance faster, fairer, and more accessible for smallholder farmers across Africa.
Here are the Top 5 Agricultural Insurance Tech Companies in Africa (Q4 2025), selected based on verified operations, product deployment, and measurable impact across African farming communities:
— Pula Advisors (Kenya): One of Africa’s largest Agri‑InsurTechs. Pula provides area‑yield and hybrid livestock insurance using satellite data, mobile apps, and ground-level verification to ensure claims are accurate and timely.
— ACRE Africa (Kenya): A pioneer in index-based microinsurance. ACRE uses parametric models, weather data, and soil moisture indices to offer climate-risk coverage to thousands of smallholder farmers.
— One Acre Fund (Kenya): Not a traditional insurer, but they partner with insurance providers to bundle crop insurance with financing for farmers. This protects smallholders from crop loss while increasing access to inputs and credit.
— Pula‑South Africa (South Africa): Pula’s South African operations bring similar weather-index and livestock insurance products to southern Africa, combining satellite data with mobile claims verification.
— WorldCover (Ghana): Offers climate-index insurance and digital tools for smallholder farmers across multiple African countries. Their platform allows insurers, fintechs, and cooperatives to provide affordable, scalable protection.
These five Agri‑InsurTech companies show how Africa is using technology to make insurance more relevant, affordable, and transparent. By combining data, mobile tools, and local insights, they’re helping farmers manage risks and build resilience against climate shocks.
Image Credit: Freepik
