I am a Credit Risk Specialist and Risk Management Expert with over 23 years of progressive experience in Nigeria’s banking industry, serving as Senior Credit Risk Analyst at Zenith Bank Plc.
Throughout my career, I have led initiatives that strengthened the integrity, resilience, and profitability of complex loan portfolios exceeding ₦500 billion, while upholding world-class governance and compliance standards.
At Zenith Bank, I have built and led multidisciplinary teams that manage end-to-end credit operations covering underwriting, covenant tracking, portfolio administration, and restructuring.
My leadership has consistently delivered quantifiable results, including a 40 percent portfolio growth rate, a reduction in servicing exceptions from 5 percent to less than 1 percent, and three consecutive years of 100 percent audit readiness.
I also championed the automation of servicing workflows through Kastle LOS and CBN EFASS, improving operational visibility and regulatory compliance across the enterprise.
Beyond operational excellence, I am recognized for shaping institutional credit-risk culture and mentoring future leaders in risk governance, analytics, and decision integrity.
My work has contributed directly to Zenith Bank’s reputation as a benchmark of prudence and innovation within Nigeria’s financial system.
This recognition for excellence in banking and risk management leadership affirms my standing as a professional of extraordinary ability, one whose impact extends beyond national boundaries and aligns with global standards of financial stewardship.
